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Home Insurance Facts
  • Insurance policies vary in two primary ways -- the property insured, and the types of events that cause the loss. With regards to property, some policies cover basic equipment (furniture, inventory, building, and supplies), others insure money and securities (cash on premisis, irreplaceable records, etc.)
  • If you are considering installing an alarm get advice from your insurers first, before buying one. Many insurance companies insist that the installation of alarms is carried out by companies registered with the National Approval Council for Security Systems (NACOSS) - Queensgate House, 14 Cookham Road, Maidenhead, Berkshire, SL6 8AJ.
  • List your valuable items with serial numbers and a short description. Take photographs or videos of items such as jewellery and keep them with your policy. You will have a better chance of getting your property back after a burglary.

Please note that information contained on The Insurance Page web site does not constitute regulated financial advice, which recommends a course of action based upon the specifics of your personal circumstances. The web site is intended to provide general personal financial information. We urge you to consult an Independent Financial Adviser (IFA) before making any important decisions about your finances.

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Home Insurance
Types of Home Insurance

There are two basic types of household insurance that it is advisable to take out to protect your home.

Buildings Insurance - This protects the basic structure of your home, such as the walls, roof and foundations.

Contents Insurance - This protects your belongings and possessions that are not part of the fabric of your house.